Critical Illness Insurance

What does this do for me?

Do I need this?


CI insurance can do many things...It provides peace of mind that should you become critically ill, you won't have to worry about money. You'll be able to focus only on what you need to do to get better.

You can also obtain child CI for both the what ifs and to give your children a step ahead for the future.

Life insurance

What do I need?

What is the difference?


There are many factors that should be considered when deciding on the right type of insurance for your needs.


Call or Email now to learn more: 

1-416-990-4567

​                                barclay@JBHinsurance.com

Segregated Funds.


Why Segregated funds?

Here are 3 inherent benefits that each Segregated fund has that makes them the ideal investment vehicle for many people.

1 - Creditor Protection

If your Seg fund policy has a named beneficiary, assets could be out of creditors reach-even if you face litigation or bankruptcy- ensuring that they remain intact for your loved ones

2 - Principal Protection

Since they are an insurance contract, segregated funds guarantee that all or a portion of your principal is returned to you or your beneficiary at maturity or death...No matter how the investment performs!

3 - Estate Bypass

Probate can be costly, time-consuming and a public process. Segregated funds enable privacy, ensuring your wealth and estate pass to your named beneficiary without unnecessary cost and delay.



Types of Seg funds: RRSP, TFSA, RESP and Non-Registered